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In this episode of the Next Level Income Podcast, we dive into one of the most misunderstood topics in personal finance: how high-income earners—especially W-2 employees—can legally and strategically lower their tax burden. Joined by tax strategy expert Davis Oliver, this conversation challenges the conventional belief that only business owners have access to meaningful tax-saving opportunities.
Davis Oliver has helped clients save over $88 million in taxes through advanced planning, alternative investments, and innovative structuring. With a background in economics and entrepreneurship from UNC Chapel Hill, his journey began in the oil and gas industry, where he first discovered the potential of emerging assets like Bitcoin. That curiosity evolved into a mission: to bridge the knowledge gap in the accounting world and empower both individuals and CPAs with smarter tax strategies.
A key takeaway from this episode is that W-2 earners are not as limited as they may think. While it’s true that traditional employees don’t have the same deductions as business owners, Davis explains that with the right approach, they can still unlock powerful opportunities. Strategies such as Roth conversions, strategic real estate investments, and participation in alternative assets can significantly reduce taxable income over time while building long-term wealth.
One of the most impactful insights Davis shares is around tax-deferred accounts. Many high-income professionals accumulate large balances in retirement accounts like 401(k)s, assuming they’ll pay taxes later at a lower rate. However, Davis highlights the risk of future tax increases and explains how converting these funds into Roth accounts—where growth is tax-free—can be a game-changing move when done strategically.
The conversation also explores how alternative investments, including real estate syndications and even Bitcoin mining, can provide unique tax advantages. These investments often come with depreciation benefits or other incentives that can offset active income, creating a more efficient tax profile for investors.
Beyond tactics, Davis emphasizes the importance of proactive planning. Most people approach taxes reactively—filing returns once a year and hoping for the best. Instead, he advocates for a year-round strategy, working closely with advisors who understand advanced planning techniques. His work training over 1,000 CPAs has helped reshape how tax professionals think about wealth-building, moving from compliance to optimization.
For listeners who feel stuck in a high-tax bracket with limited options, this episode offers a refreshing perspective. Whether you’re a corporate professional, a high saver, or someone exploring new investment avenues, the message is clear: with the right knowledge and team, you can take control of your tax strategy.
Tune in to discover how to stop overpaying and start building wealth more efficiently—no matter how you earn your income.
Resources & Links
To schedule your complimentary Tax Strategy call,
https://calendly.com/taxessaved/taxanalysishttps://businessanywhere.io
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Christopher Larsen is the founder and Managing Partner of Next-Level Income. Since “retiring” after 18 years in the medical device industry he dedicates his time to helping others become financially independent through education and investment opportunities. Chris has been investing in and managing real estate for over 20 years.
While completing his degree in Biomechanical Engineering and M.B.A. in Finance at Virginia Tech, he bought his first single-family rental at age 21. Chris expanded into development, private-lending, buying distressed debt as well as commercial office, and ultimately syndicating multifamily properties. He began syndicating deals in 2016 and has been actively involved in over $500M of real estate acquisitions.
In addition to real estate, Chris has invested in equities, oil & gas, and small business lending, as well as being active in Venture South, one of the nation’s Top 10 Angel Investing groups. Chris lives with his wife and two boys (and Viszla, Lucy!) in Asheville, NC where he loves spending time with them in the outdoors and enjoying the food and culture that the region has to offer.
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