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In this episode of the Next Level Income Podcast, Chris Larsen takes a personal and practical approach as he introduces his upcoming eBook, How to Be Financially Free by Forty. Chris shares the inspiration behind the book, his own journey, and the foundational principles outlined in Chapter 1.
Chris begins by explaining why financial freedom by forty is not just an ambitious goal—it’s an achievable milestone with the right mindset and strategy. Drawing from over two decades of real estate investing experience and his involvement in more than $1.5 billion in acquisitions, he emphasizes that financial independence isn’t about luck or timing the market. Instead, it’s about discipline, education, and consistent action over time.
The introduction of the eBook sets the tone by addressing a common problem: most people are stuck in a cycle of earning and spending without a clear roadmap to build long-term wealth. Chris highlights how traditional financial advice often falls short because it focuses too heavily on saving rather than investing. He argues that true financial freedom comes from building income-producing assets—particularly in real estate—that can generate passive income and eventually replace earned income.
In Chapter 1, Chris dives deeper into the mindset shift required to pursue financial independence. He discusses the importance of defining what “financial freedom” actually means on a personal level. For some, it might mean retiring early; for others, it could be the ability to spend more time with family or pursue passion projects without financial stress. By clarifying this vision, listeners can begin to reverse-engineer their financial goals and create a clear path forward.
Chris also shares insights from his own career transition—from 18 years in the medical device industry to becoming a full-time investor and educator. His journey underscores the value of taking calculated risks and continuously learning. With a strong academic foundation from Virginia Tech and an MBA in Finance, combined with real-world experience, Chris brings both analytical rigor and practical wisdom to the conversation.
Beyond his professional achievements, Chris’s story is also about balance. Living in Asheville with his family, he emphasizes that financial freedom isn’t just about money—it’s about creating a life that aligns with your values and priorities.
This episode serves as both an introduction and a call to action. Chris encourages listeners to take the first step, no matter where they are in their financial journey. Whether it’s gaining financial education, exploring investment opportunities, or simply shifting their mindset, the path to financial freedom begins with intention.
As the eBook unfolds in future episodes, listeners can expect deeper dives into actionable strategies, real estate insights, and proven frameworks to accelerate their journey toward financial independence.
Resources & Links
http://www.nextlevelincome.com/financialfreedombook Ep. 127: The Perfect Week For Dads (And Everyone Else) With Craig Ballantyne Ep 245: The Dark Side of Discipline with Craig Ballantyne Get a Free Copy of Perfect Week Formula Consider working with a coach or operator partner, like Craig Ballantyne
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Christopher Larsen is the founder and Managing Partner of Next-Level Income. Since “retiring” after 18 years in the medical device industry he dedicates his time to helping others become financially independent through education and investment opportunities. Chris has been investing in and managing real estate for over 20 years.
While completing his degree in Biomechanical Engineering and M.B.A. in Finance at Virginia Tech, he bought his first single-family rental at age 21. Chris expanded into development, private-lending, buying distressed debt as well as commercial office, and ultimately syndicating multifamily properties. He began syndicating deals in 2016 and has been actively involved in over $500M of real estate acquisitions.
In addition to real estate, Chris has invested in equities, oil & gas, and small business lending, as well as being active in Venture South, one of the nation’s Top 10 Angel Investing groups. Chris lives with his wife and two boys (and Viszla, Lucy!) in Asheville, NC where he loves spending time with them in the outdoors and enjoying the food and culture that the region has to offer.
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